The Business Platinum Card
Here’s my Amex referral link. Use it and we could both earn rewards if you are approved and get a Card. Check out offers and Card benefits.
Welcome Bonus Offer
Each friend could earn:
150,000
Membership Rewards® points after they spend $20,000 on eligible purchases on their new Business Platinum Card® within the first 3 months of Card Membership. Your friend will be able to choose from all available American Express Personal and Business Card offers. No matter which Card they choose, you could earn a referral bonus.
Reward Categories
5x Membership Rewards® points on:
Flights and prepaid hotels booked through AmexTravel.com
1.5x points on eligible purchases: In select business categories or on purchases of $5,000 or more (up to $2 million per year, then 1x)
1x point on other eligible purchases
– Annual Fee
$695 per year
Who This Card Is Best For
Business owners with significant travel and operational expenses
Frequent travelers who can maximize lounge access, elite hotel status, and travel credits.
Businesses that can utilize the extensive annual credits and benefits.
Those with a good to excellent credit score
Key Benefits
- Welcome Offer: Earn up to 250,000 Membership Rewards® points after meeting the spending requirement within the first 3 months
- $200 Airline Fee Credit: Annually for incidental fees with a selected airline
- $200 Hilton Statement Credit: Up to $50 per quarter for eligible purchases at Hilton properties
- $209 CLEAR® Plus Credit: For expedited airport security
- $360 Indeed Credit: Up to $90 per quarter for purchases with Indeed
- $150 Dell Technologies Credit: Plus an additional $1,000 credit after spending $5,000 or more per calendar year
- $200 Annual Travel Credit: For travel-related expenses
- Marriott Bonvoy® Gold Elite Status: Complimentary status
- Fine Hotels + Resorts® Program: Exclusive benefits with an average total value of $550
- Global Lounge Collection®: Access to over 1,400 airport lounges worldwide
- No Foreign Transaction Fees: On international purchases
Enrollment Required: For select benefits like airline fee credits and digital entertainment credits
Benefit Usage: Maximizing the card’s benefits can offset the high annual fee
Credit Score: Typically requires a good to excellent credit score for approval
The Platinum Card®
Here’s my Amex referral link. Use it and we could both earn rewards if you are approved and get a Card. Check out offers and Card benefits.
Welcome Bonus Offer
Your friend can apply and find out their offer amount:
As High As 175,000
Membership Rewards® points after they spend $8,000 in purchases on their new Card in the first 6 months of Card Membership. Welcome offers vary and they may not be eligible for an offer. Your friend will be able to choose from all available American Express Personal and Business Card offers. No matter which Card they choose, you could receive a bonus.
Reward Categories
5x Membership Rewards® points on:
Flights booked directly with airlines or through American Express Travel (on up to $500,000 per calendar year)
Prepaid hotels booked through Amex Travel
1x point on all other eligible purchases
– Annual Fee
$695 per year
Who This Card Is Best For
Business owners with significant travel and operational Frequent travelers who can maximize lounge access, elite hotel status, and travel credits
Individuals who can fully utilize the card’s extensive annual credits and benefits
Those with a good to excellent credit score
Key Benefits
- Welcome Offer: Earn up to 175,000 Membership Rewards® points after spending $8,000 in the first 6 months
- $200 Airline Fee Credit: Annually for incidental fees with a selected airline
- $200 Hotel Credit: On prepaid bookings through Fine Hotels + Resorts® or The Hotel Collection
- $200 Uber Cash: Monthly credits for rides and Uber Eats in the U.S.
- $240 Digital Entertainment Credit: Monthly credits for services like Disney+, Hulu, and The New York Times
- $100 Saks Fifth Avenue Credit: Split into two $50 credits annually
- $199 CLEAR® Plus Credit: For expedited airport security
- $120 Global Entry/TSA PreCheck® Credit: Every 4–5 years
- Airport Lounge Access: Including Centurion Lounges and Priority Pass
- Hotel Elite Status: Complimentary Gold status with Hilton and Marriott
- Concierge Service: 24/7 access to a dedicated concierge
Enrollment Required: For select benefits like airline fee credits and digital entertainment credits
Benefit Usage: Maximizing the card’s benefits can offset the high annual fee
Credit Score: Typically requires a good to excellent credit score for approval
Delta SkyMiles® Reserve American Express Card
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Welcome Bonus Offer
Each friend could earn: 70,000
Bonus Miles after they use their new Delta SkyMiles® Reserve American Express
Card to make $5,000 in purchases within their first 6 months of Card Membership. Your friend will be able to choose from all available American Express Personal and Business Card offers. No matter which Card they choose, you could earn a referral bonus.
Reward Categories
3x Miles on eligible Delta purchases.
1x Mile on all other eligible purchases.
– Annual Fee
$650 per year
Who This Card Is Best For
Frequent Delta travelers aiming to accelerate Medallion® Status.
Individuals who can fully utilize the card’s extensive travel benefits.
Those with a good to excellent credit score
Key Benefits
- Welcome Offer: Earn 100,000 bonus miles after spending $6,000 in the first 6 months.
- Medallion Qualification Dollars (MQD) Headstart: Receive $2,500 MQDs each Medallion Qualification Year.
- MQD Boost: Earn $1 MQD for every $10 spent on eligible purchases.
- Annual Companion Certificate: Receive a certificate for a companion to fly with you on a round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America. Taxes and fees apply.
- Delta Sky Club® Access: 15 visits per Medallion Year when flying Delta; unlimited visits after spending $75,000 in a calendar year.
- The Centurion® Lounge Access: Complimentary access when purchasing a Delta flight with the card.
- No Foreign Transaction Fees: On international purchases.
- $200 Delta Stays Credit: Annual statement credit for eligible prepaid hotel bookings through Delta Stays.
- $240 Resy Credit: Up to $20 per month in statement credits for eligible dining purchases at U.S. Resy restaurants.
- $120 Rideshare Credit: Up to $10 per month in statement credits for eligible U.S. rideshare purchases.
- TakeOff 15: 15% discount when booking award travel with miles on Delta flights via delta.com or the Fly Delta app.
- Complimentary Upgrade List: Eligible for complimentary upgrades after Medallion Members.
- Global Entry/TSA PreCheck® Fee Credit: Up to $120 statement credit every 4–5 years after paying the application fee with the card.
Enrollment Required: For select benefits like airline fee credits and digital entertainment credits
Benefit Usage: Maximizing the card’s benefits can offset the high annual fee
Credit Score: Typically requires a good to excellent credit score for approval
BILT Rewards
Here’s my referral link. Use it and we could both earn rewards if you are approved and get a Card. Check out offers and Card benefits.
Welcome Bonus Offer
Earn 50,000 Bilt Points after spending $3,000 on purchases in the first 3 months of account opening.
Reward Categories
3x Points on dining, including food delivery services like Uber Eats and Grubhub.
2x Points on travel, including flights, hotels, car rentals, and cruises.
1x Point on rent payments (up to 100,000 points per year) and all other eligible purchases.
Bonus Points: Earn 2x points on all purchases made on the 1st of each month (excluding rent payments), up to 1,000 bonus points.
Annual Fee
$0
Who This Card Is Best For
Renters: Ideal for those who pay rent, as you can earn points without any transaction fees on rent payments.
Frequent Travelers: Provides rewards on travel expenses such as flights, hotels, car rentals, and cruises.
Dining Enthusiasts: Great for people who dine out frequently, offering 3x points on dining.
Budget-conscious consumers: With no annual fee, it’s perfect for those seeking to earn rewards without a yearly charge.
Key Benefits
- No Annual Fee: No fee to keep the card active.
- Earn Points on Rent: Pay rent via the Bilt app and earn 1x point per dollar spent, up to 100,000 points per year.
- Travel Protections: Includes trip cancellation/interruption protection, trip delay reimbursement, and car rental collision damage waiver.
- Cell Phone Protection: Up to $800 protection if your cell phone is damaged or stolen when paying your bill with the card.
- Lyft Credits: $5 Lyft credit every month when you take 3 eligible rides.
- ShopRunner Membership: Get free 2-day shipping at 140+ stores.
- No Sign-Up Bonus: There is no introductory bonus but consistent earning potential.
Enrollment Required: For select benefits like airline fee credits and digital entertainment credits
For select benefits, such as cell phone protection and travel insurance, enrollment may be required.
Rakuten
Here’s my referral link. Use it and we could both earn rewards if you are approved and get a Card. Check out offers and Card benefits.
Welcome Bonus Offer
Earn $25 for each new member who signs up and makes a qualifying purchase.
Additional Bonus: Rakuten frequently offers special promotions where you can earn more cash back or bonuses for referring others.
Reward Categories
Up to 40% Cashback at select retailers on your purchases.
Cashback from over 2,500 stores including major online retailers like Walmart, Macy’s, Target, and many more.
Special Promotions: Rakuten regularly offers double or extra cashback at certain retailers during special events or holidays.
Annual Fee
$0 (Rakuten’s cashback service is free to join).
Who This Card Is Best For
Online Shoppers: Perfect for those who shop frequently online and want to earn cashback on their purchases.
Bargain Hunters: Ideal for those who enjoy hunting for deals and earning rewards on top of store discounts.
Frequent Shoppers: Anyone who regularly shops at large online retailers can take advantage of Rakuten’s cashback offers.
Key Benefits
- Earn Cashback: Earn cashback on everyday purchases at a wide variety of retailers.
- Referral Program: Get paid $25 or more for each friend you refer who makes a purchase.
- Easy Withdrawals: Cashback can be received via PayPal or check.
- No Membership Fees: Completely free to use with no hidden fees.
Enrollment Required: For select benefits like airline fee credits and digital entertainment credits
Sign-Up: You must create a free Rakuten account to start earning cashback.
Browser Extension: Install the Rakuten browser extension to get automatic notifications of available cashback offers when shopping online.
